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EvidLY
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Policy Lens

You run a safe, clean kitchen.
Your premium cant tell.

Policy Lens reads your daily operations inside EvidLY — food safety, fire safety, every certification — against your insurers underwriting guidelines and the protective safeguards your policy requires, and raises an alert the moment something falls outside. A gap becomes a fix today, not a finding at renewal.

Policy Lens reads the policy and flags what to raise with your agent. It never evaluates coverage — thats your licensed professionals work.

Policy LensFree · initial reading
See what your policy requires.
Get a plain-English reading of every requirement in it — free, today.
Have your declarations page or full policy handy (PDF)
You'll add it in the next step, after a quick verification. We read the Protective Safeguards Endorsement (P-symbols).
Takes minutes · your initial reading to your inboxSee a sample read →
EvidLYPolicy Lens
Your Policy Read — Business Brief
What we read in your policy, in plain English
F-01
Fire Protection Systems — Maintenance Requirement (P-9)
Policy expects
Each named system serviced on schedule by a qualified person, records kept.
If you cant
A lapse at the time of a fire can void the entire claim — even an unrelated system.
CP 04 11 (P-9) · NFPA 96 (2021) · NFPA 17A · NFPA 25 · NFPA 72
D-01
A foodborne illness claim is mostly on you
Policy expects
A coverage boundary — applies no matter how well you run your kitchen.
CG 21 32 / Section IV
Sample · real Policy Lens content · fictional insured
See it before you send it

This is what lands in your inbox.

Not a score, not a grade — a clause-by-clause reading of what your policy actually requires, in plain English, with the real section behind each one and where your record cant yet answer. One fire, one food, shown in full.

See the full sample read →
For insurance partners

Brokers, Managing General Agents, and Underwriters

Verified evidence, structured for loss control, current to the shift. Partner applications open soon.

Start a conversation →
The clause behind the coverage

The endorsement most kitchen leaders never read

Your property policy likely carries a Protective Safeguards Endorsement — a condition that you keep specific fire safeguards, such as your suppression system, fire alarm, and sprinklers, in working order. If a required safeguard lapses and a fire follows, that endorsement can give your insurer grounds to reduce or deny the claim.

Policy Lens raises the alert the moment a safeguard falls out of service — before a lapse becomes a denied claim.
What it does

Predict. Reduce. Prove.

01 · Predict

See whats coming.

Identifies when food safety, fire safety, or a lapsing certification falls outside your underwriting guidelines or required safeguards — and raises the alert.

02 · Reduce

Shrink the cost.

A documented, in-guideline operation is a lower-risk one — a clean record that can work in your favor at renewal instead of sitting in a folder nobody opens.

03 · Prove

You have the answer.

Every record — food, fire, and personnel — in one portfolio your broker opens in seconds, not two days of digging.

What it reads

Everything your kitchen already produces, read against your policy

Food safety

  • Cooler and hot-hold temperatures — logged every shift, in range or flagged.
  • Opening, closing, and night-crew checklists — closed and timestamped.
  • Corrective actions — logged, assigned, and closed.

Fire safety

  • Fire suppression system service — the safeguard your policy may require, current and documented.
  • Hood and exhaust cleaning cadence — on schedule for your fire authority, not overdue.
  • Fire alarm, sprinkler, and extinguisher service — inspected, tagged, and in working order.

Personnel certifications

  • Food handler cards — current for every person, every location.
  • Certified Food Protection Manager certifications — renewed before they lapse.
  • Allergen and safety training — documented across your team, every expiration flagged sixty days out.

Food safety and fire safety travel in the same portfolio but are measured on their own authorities — your county health department for food, your local fire authority for fire — and are never blended into a single number. Two records, two authorities. Your county already evaluates you; we do not invent a second score.

The read is free · the record is Founder

The reading is free. Keeping it current is EvidLY.

Your initial reading is open now, for every kitchen leader. Continuous alerts — raised the moment your operation drifts outside your coverage — activate with the Founder release. 250 restaurant Founder seats.

Become a founding member →
250 restaurant seats · no date deadline · closes at seat 250
Built by a crew that still cleans these kitchens — because the proof of your work should protect the people who depend on it: your family, your team, and the table you set every night.
Policy Lens works alongside your licensed insurance professional. Confirm every alert and policy interpretation with them against your actual policy before acting on it.
EvidLY is not an insurance company, insurance producer, broker, or Managing General Agent, and does not provide insurance, legal, or financial advice. Policy Lens output and alerts are informational only and must be reviewed with a licensed insurance professional; agents, brokers, and clients are responsible for confirming any alert or policy interpretation against the actual policy before acting on it. Alerts are based on guidelines provided by you or your insurer and do not guarantee insurance coverage, eligibility, premium reduction, or any underwriting outcome. A Protective Safeguards Endorsement, and the consequences of any lapse in a required safeguard, are defined solely by your policy and your insurer; Policy Lens does not guarantee that any claim will be paid or that coverage will remain in force. Review your policy and endorsements with your own broker. All underwriting and coverage decisions are made solely by your insurer. Meeting any guideline within EvidLY does not constitute compliance with, or a substitute for, the requirements of your county health department, local fire authority, or any other regulatory body. EvidLY does not generate an independent compliance score; your county evaluates your operation and EvidLY reflects that result. Policy Lens is in development and not yet active; features and availability are subject to change.