You run a safe, clean kitchen.
Your premium can’t tell.
Policy Lens reads your daily operations inside EvidLY — food safety, fire safety — against what the policy itself requires and the protective safeguards it names, and raises an alert when something falls outside. A gap becomes a fix today, not a finding at renewal.
Policy Lens reads the policy and flags what to raise with your agent. It never evaluates coverage — that’s your licensed professional’s work.
This is what lands in your inbox.
Not a score, not a grade — a clause-by-clause reading of what your policy actually requires, in plain English, with the real section behind each one and where your record can’t yet answer. One fire, one food, shown in full.
See the full sample read →Brokers, Managing General Agents, and Underwriters
Verified evidence, structured for loss control, current to the shift. Partner applications open soon.
The endorsement most kitchen leaders never read
A Protective Safeguards Endorsement is a condition of the policy, not a clause buried inside it. Standard forms name the safeguards individually — an automatic sprinkler system, a fire alarm, an automatic extinguishing system over the cooking surfaces, and in many cases a service contract with a licensed contractor.
It works like a promise. By accepting the endorsement you agree those systems stay in working order for the whole policy period. If a named safeguard lapses and a fire follows, the endorsement can give your carrier grounds to reduce or deny the claim — whether or not the lapse had anything to do with the fire.
What it asks of you is the signed service record for each named system, current through the period. Most kitchen leaders meet this endorsement for the first time in a denial letter. Policy Lens names which safeguards your policy lists, so you can read it before then.
Predict. Reduce. Prove.
See what’s coming.
Identifies when food safety, fire safety, or a lapsing certification falls outside what the policy requires or the safeguards it names — and raises the alert.
Shrink the cost.
A documented, in-guideline operation is a lower-risk one — a clean record that can work in your favor at renewal instead of sitting in a folder nobody opens.
You have the answer.
Every record — food, fire, and personnel — in one portfolio your broker opens in seconds, not two days of digging.
Everything your kitchen already produces, read against your policy
Fire safety
- Fire suppression system service — the safeguard your policy may require, current and documented.
- Hood and exhaust cleaning cadence — on schedule for your fire authority, not overdue.
- Fire alarm, sprinkler, and extinguisher service — inspected, tagged, and in working order.
Food safety
- Cooler and hot-hold temperatures — logged every shift, in range or flagged.
- Opening, closing, and night-crew checklists — closed and timestamped.
- Corrective actions — logged, assigned, and closed.
Lease and policy conditions
- Additional insured and certificate requirements — named the way the lease asks for them.
- Maintenance the lease covenants — hood cleaning cadence, grease trap service where the building has an interceptor.
- Where the lease and the policy ask for different things — flagged, so one document doesn’t quietly override the other.
Food safety and fire safety travel in the same portfolio but are measured on their own authorities — your county health department for food, your local fire authority for fire — and are never blended into a single number. Two records, two authorities. Your county already evaluates you; we do not invent a second number.
The reading is free. Keeping it current is EvidLY.
Your initial reading is open now, for every kitchen leader. Continuous alerts — raised when your operation drifts outside your coverage — activate with the Founder release. 250 restaurant Founder seats.
Become a founding member →